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¿Es Carshield legítimo? ¿O es simplemente otra estafa de seguros?

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So, let’s start with the age-old question, “Is extended car insurance really worth it?”. For many car buyers getting an extended warranty gives them that peace of mind that their new shiny vehicle is protected against any unforeseen damages. But según las estadísticas, más de 55% de personas que compran garantías extendidas nunca las usan realmente.

En realidad, muchos planes de garantía extendida son bastante costosos y ofrecen muy poca protección adicional cuando se entra en detalles. Nunca cubren todo lo que potencialmente puede salir mal. No solo eso, en la mayoría de los casos, incluso si termina usando su garantía para reparaciones y piezas, el costo de eso termina siendo mucho menor que los costos del plan de garantía.

Sin embargo, todas estas cosas no significan que un plan de garantía extendida no sea la opción correcta para usted o su vehículo. Para algunos, tener el plan de garantía extendida para proveedores como Carshield ha demostrado ser bastante beneficioso. Para saber si un plan de garantía extendida es adecuado para usted, hay varias cosas que debe tener en cuenta, como:

  1. ¿Cómo funciona realmente un plan de garantía extendida?
  2. ¿Cuánto costaría?
  3. ¿Y cuáles son los pros y los contras de comprar uno?

¿Qué es Carshield y cómo funciona?

Whether you are buying your first car or are a veteran car owner you have likely heard of Carshield. It is America’s largest and most popular third-party vehicle service contract provider that offers a wide range of extended warranty plans for vehicles of all makes and models. These plans usually kick in after the manufacturer’s warranty expires and can be quite useful when it comes to reducing the cost of repairs and replacement if the need arises.

Carshield offers extended warranty plans for both new and used cars and for most car buyers getting the add-on is a no-brainer. Especially for used vehicles that may have only a year or two left of the manufacturer’s warranty. After all, it gives you the peace of mind that in case anything does go wrong you are covered. But is that really the case?

These extended warranty plans may look quite attractive. After all, you would imagine that if a car were to have problems it would likely be after the manufacturer’s warranty runs out. The extra years of protection can be quite beneficial as you would be able to save on those repair costs. And your thinking would be right. In some cases, getting an extended warranty can end up saving you a lot more money in case something does go wrong than the cost of the warranty plan.

However, depending on the plan you decide to get several things that may or may not be included. Make sure to check for details regarding what is actually covered by the extended warranty. For example, does the extended warranty cover all the parts that the manufacturer’s warranty covers? Does it cover routine maintenance? Does it come with roadside assistance or is that extra? All these things matter when it comes to deciding what extended warranty plan is best for you.

¿Es Carshield legítimo?

Carshield is one of America’s most renowned extended warranty providers. The company has been in business for over 15 years and has sold over a million extended warranty plans. The success of the company has largely been due to its flexible and diverse auto warranty plans that even cover special vehicles and high-tech automobiles.

Entonces, sí, Carshield es definitivamente legítimo. En comparación con otros proveedores, los planes de garantía extendida que ofrece Carshield son altamente competitivos y, a menudo, ofrecen la mejor opción en términos de lo que está disponible en el mercado. Con diez planes de cobertura primaria para elegir, existe un plan de garantía extendida para cada propietario de automóvil.

Carshield offers ten primary extended warranty plans that range from the high end such as the diamond and platinum to the more affordable silver and aluminum plans. The top-tier diamond and platinum plans are tailored to provide extensive coverage of all mechanical and electronic components. It is essentially like an extended manufacturer’s warranty.

Los planos de plata y aluminio son asequibles, pero solo cubren algunos de los componentes vitales del vehículo. El plan de oro cubre cosas como el motor, la transmisión, la bomba de agua y el eje motriz. Mientras que el plan de aluminio ofrece cobertura para todo tipo de averías electrónicas.

La mejor parte de los planes de garantía extendida de Carshield es que todos vienen con asistencia en el camino, remolque gratuito y reembolsos de autos de alquiler. Sin embargo, los coches nuevos y modernos, especialmente los construidos por alemanes y japoneses, están diseñados para funcionar durante toda la vida. Las marcas de automóviles como Volkswagen, BMW, Mercedes, Toyota y Honda son reconocidas en todo el mundo por fabricar automóviles que son prácticamente indestructibles.

So, does it then make sense to spend all that money on an extended warranty when there is only a very tiny possibility that anything will go wrong with the car in the first place? The cars are after all designed to last long after the manufacturer’s warranty runs out. So why pay extra for safety that you don’t really need?

El costo de las garantías extendidas

The cost of the extended warranty plan for your vehicle can vary depending on several factors but on average one can expect to pay about $100 a month for an extended warranty plan. That adds up to $1200 a year and if you have a brand new car from a renowned auto manufacturer chances are you are not going to have the chance to claim any of that money back during the extended period after the manufacturer’s warranty runs out.

Even if issues arise they are likely going to be minor so in most cases you would end up paying a lot more for the extended warranty than what it would cost you to simply repair the vehicle by yourself if something goes wrong. But this isn’t always the case. Sometimes buying an extended warranty plan can work in your favor.

¿Por qué comprar un plan de garantía extendida?

Extended warranties can be a smart buy if you know the condition and age of your vehicle like the back of your hand. If your vehicle is getting old and you know it’s going to probably require expensive drivetrain or engine repairs or parts, getting an extended warranty plan can be in your best interest. Transmission, engine, and other mechanical problems that arise in vehicles over time can be extremely expensive to repair or replace.

The other reason you should consider an extended warranty plan is when you are looking for coverage of components and services that the manufacturer’s warranty does not offer. In short, an extended warranty plan is more valuable the older your vehicle gets.

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